The Government of Punjab has launched the CM Punjab Wheat Scheme, a historic and one-of-a-kind relief package for wheat growers. Chief Minister Maryam Nawaz Sharif aims to support over 5.5 lakh wheat farmers across Punjab. Through Punjab Wheat Scheme 2025 farmers will receive direct financial help, free storage, and quick access to loans all designed to safeguard their produce and income.
This article covers every detail of the scheme, including how it works, its benefits, and how farmers can take advantage of this opportunity. This initiative comes in response to farmer concerns, wheat market pressure, and Punjab farmers wheat price protest in the past months. If you are a farmer or want to understand this revolutionary wheat grower support program, read on.
Rs.15 Billion Relief Approved for Wheat Growers
The Government of Punjab has approved Rs.15 billion under the Wheat Support Fund. This financial package will be directly transferred to 5.5 lakh wheat farmers across the province. It is considered the first historic and unmatched wheat scheme in Punjab.
Farmers who grow wheat in Punjab will now have the security of guaranteed financial assistance through this new scheme.
Benefits of CM Punjab Wheat Scheme at a Glance
Feature | Details |
---|---|
Total Relief Fund | Rs.15 Billion |
Number of Benefiting Farmers | 5.5 Lakh |
Financial Transfer Mode | Kisan Card |
Storage Facility | Free for 4 Months |
Loan via EWR System | Up to 70% within 24 hours |
Tax Relief | Exemption from fixed tax |
Support for Flour Mills | Rs.100 Billion Markup Subsidy |
Bank Financing for Warehouses | Available for Private Sector |
Direct Financial Support Through Kisan Card
Under the new scheme, the government will use the Kisan Card to offer direct monetary help to registered wheat growers. This method ensures transparency and speed in the transfer of funds. Farmers will not need to go through any agent or third party—support will go directly to their accounts.
Tax Exemption Announcement by CM Maryam Nawaz
To further support the farmers, CM Maryam Nawaz Sharif has also announced exemption from fixed agricultural tax for this season. This tax relief is another huge benefit for farmers struggling with rising input costs and low market rates.
Four Months of Free Storage for Wheat
Wheat often suffers due to weather effects or market price drops right after harvest. To solve this, the Punjab government will offer four months of free storage to wheat growers. This facility will help protect:
- Wheat from rain, heat, and moisture damage
- Farmers from selling wheat at unfair prices due to market pressure
Warehouse Receipt (EWR) System For Farmers
The scheme also includes the implementation of the EWR (Electronic Warehouse Receipt) system for the first time in Punjab. This is a modern solution that allows farmers to:
- Store wheat in government-registered warehouses
- Get a digital receipt (chit) confirming the quantity and quality of stored wheat
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70% Loan Against Stored Wheat Within 24 Hours
Farmers can take their EWR chit to a bank and receive a loan of up to 70% of the total wheat value within 24 hours. This is a game-changer for small and medium-scale farmers who often wait weeks or months for credit approval.
- Prevents distress selling
- Offers immediate financial liquidity
- Encourages smart wheat storage

100 Billion Markup Subsidy for Flour Mills and Green License Holders
To stabilize the wheat market, the government has also decided to pay the markup on loans of up to Rs.100 billion taken by flour mills and green license holders from the Bank of Punjab. This will encourage:
- Bulk wheat buying at fair prices
- Reduced flour prices for the public
- Stronger wheat supply chains
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Bank Financing for Private Wheat Storage Warehouses
The Bank of Punjab will also offer loans to the private sector for the renovation and construction of wheat storage warehouses. This step will help:
- Improve infrastructure for grain storage
- Prevent post-harvest losses
- Create rural employment opportunities
CM Maryam Nawaz Farmers Will Get Full Compensation
CM Maryam Nawaz has reassured farmers, saying:
“I will not let farmers suffer. If a farmer has planted wheat, they will get full compensation.”
She also stated:
“Farmers are our brothers. We are with them at all times and will always stand by them.”
These powerful words have brought a wave of hope across rural Punjab, where many farmers had been worried about their future.
CM Punjab Kisan Card Benefits And Registration Procedure For New Farmers
Punjab Wheat Farmers Relief Latest Update
As of mid-April 2025, the Punjab government has started the process of farmer registration for this relief package. Warehouses across Punjab have been notified and are now accepting wheat under the EWR system. The Bank of Punjab is offering express loan services in collaboration with Agriculture Department Punjab. CM Maryam Nawaz is personally monitoring the implementation to ensure that no farmer is left behind.
To benefit from the CM Punjab Wheat Scheme, farmers must first ensure they are registered and have a Kisan Card. After harvesting, they should store their wheat in government-approved warehouses under the EWR system. Upon storage, they’ll receive a digital receipt (EWR chit), which can be taken to the bank within 24 hours to get a loan of up to 70% of the wheat’s value. For updates and guidance, farmers should stay in contact with their local agriculture office.
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Conclusion
The CM Punjab Wheat Scheme is more than just a subsidy—it’s a full package that protects farmers from market shocks, weather risks, and credit issues. With Rs.15 billion in direct support, free storage, and instant loan options, this is the most farmer-friendly wheat policy in Punjab’s history.
By focusing on digital systems, infrastructure development, and fair financial practices, the government is taking a bold step to revolutionize agriculture in Punjab. If you are a farmer growing wheat, Punjab Wheat Scheme could make a major difference for you.
FAQs
Q1: Who can benefit from the CM Punjab Wheat Scheme?
All registered wheat growers in Punjab holding a Kisan Card are eligible.
Q2: What is the EWR system?
It is the Electronic Warehouse Receipt system that lets farmers get a loan against stored wheat using a digital receipt.
Q3: How soon can a farmer get a loan after storing wheat?
Within 24 hours of submitting the EWR chit to the bank.
Q4: Is there any storage cost for wheat?
No. The government is offering four months of free wheat storage.
Q5: How much loan can a farmer get against wheat?
Up to 70% of the total wheat value stored.